retirement savings

Roth Savings Strategies for High Earners: Strategy #1 – the Back Door Roth IRA

Roth IRAs and 401(k)s are wonderful savings vehicles. Although you cannot claim a tax deduction for them, their earnings are untaxed and there is no income tax due when withdrawn in retirement, providing some requirements are met. Whenever possible, we recommend some portion of savings be devoted to… Read More »Roth Savings Strategies for High Earners: Strategy #1 – the Back Door Roth IRA

Social Security Issues Procedures and Deadline for File and Suspend Social Security Strategies

This month’s post is a short, but potentially important follow up note on Social Security benefits. Last November, I wrote to make sure my readers were aware of the fact that Social Security “file and suspend” strategies were being significantly altered. Essentially they were eliminated for the vast… Read More »Social Security Issues Procedures and Deadline for File and Suspend Social Security Strategies