Checklist for Year-End Planning and YTD Market Recap
It’s been a tough year for many in 2020, but it’s not over yet. There is still time to take care of financial planning moves before year-end, which are covered […]
Retirement Planning
SECURE Act Passes in Congress
2019 saw the passage of the SECURE (Setting Every Community Up for Retirement Enhancement) Act at the eleventh hour. We wrote late last year about some key provisions to the […]
Roth Savings Strategies for High Earners: Strategy #1 – the Back Door Roth IRA
Roth IRAs and 401(k)s are wonderful savings vehicles. Although you cannot claim a tax deduction for them, their earnings are untaxed and there is no income tax due when withdrawn […]
Social Security Issues Procedures and Deadline for File and Suspend Social Security Strategies
This month’s post is a short, but potentially important follow up note on Social Security benefits. Last November, I wrote to make sure my readers were aware of the fact […]
Budget Deal Kills File and Suspend Social Security Strategies
At this time of year, I usually like to write to everyone about charitable giving and thankfulness for the blessings that have come our way in 2015. However, if you […]
Seven Financial Lessons from the Greatest Generation
This month’s post is a bit more philosophical than usual. Often I provide market reviews, the latest on Washington’s background chatter on things financial, Federal Reserve policy, etc. In other […]
IRA Rollovers: Important Rule Changes
We have historically recommended that clients do trustee-to-trustee transfers when transferring assets from 401(k) to IRAs. But a recent ruling gives you yet another reason to avoid taking a check […]
Upheaval at Pimco: What it says About Using Active Management
Recent events at Pimco illustrate how things can change even at the best of firms. We discuss how this illustrates the monitoring required if you use active managers, the limitations […]
The Affordable Care Act (ACA)
The Basics for Those New to Universal Health Coverage Although the Act was approved back in 2010, there has been little specific information on what this might mean in concrete […]