A Look Back and a Look Ahead The year 2020 presented us with unique challenges. Never has a singular event had such wide-ranging repercussions as the Covid pandemic. It has touched nearly every area of our lives: schooling, socializing, family gatherings, travel, and more. And the restraints from… Read More »Review of 2020 and Financial Resolutions for 2021
It’s been a tough year for many in 2020, but it’s not over yet. There is still time to take care of financial planning moves before year-end, which are covered in this month’s newsletter. We also have a short recap of the markets through November. The planning moves… Read More »Checklist for Year-End Planning and YTD Market Recap
This timely video came to me courtesy of Dimensional Fund Advisors. This is great to look at as we approach one of the more contentious elections in recent US history: https://www.mydimensional.com/how-much-impact-does-the-president-have-on-stocks-data-vid
This issue covers: Recap of the First Quarter’s Market Events Economic Repercussions Road to Recovery Portfolio Impact Financial Actions to Take Social Distance Yourself from Covid-19 Scams How to Spend Your Stimulus Check Closing Thoughts Recap of First Quarter Markets What can one say about the first quarter… Read More »Kulig Financial Perspectives April 2020
I trust everyone had a wonderful holiday season. Whether you reached your personal goals last year, faced challenges, or are looking for a 2020 reboot, a new year and a new decade bring challenges and opportunities. This month, I want to review the year that just ended and… Read More »Markets in 2019 and Looking Ahead to 2020
This month, we give thanks for such good markets, but more importantly, our families and clients. Since we are entering the season when families get together, we offer some thought on important conversations we may want and need to have with our loved ones. Last but hardly least,… Read More »Much to be Grateful For
We’ve all heard it said: “Records are made to be broken.” We celebrate record-breaking winning streaks from our favorite teams. Conversely, we hope to avoid a long string of losses. The bull market that began in 2009 is not the best performing since WWII. That title still resides… Read More »Records Are Made to Be Broken
Henry Wadsworth Longfellow’s poem, “The Midnight Ride of Paul Revere,” retells the story of a patriot who shouts a harrowing warning to his fellow colonists, “A recession is coming! A recession is coming!” Well, that’s not quite the story, but given the seemingly non-ending talk about a recession,… Read More »Defining a Recession
I suspect that taxes are not high on anyone’s list right at the moment. I know it’s a busy time. Christmas shopping, holiday parties, tree trimming, family visits, and year-end cheer may already be on the calendar. Yet it’s not too soon to start thinking about taxes. And… Read More »Tax Reform and Tax Planning
This is our review of the markets for third quarter and year-to-date 2017. Long term readers know that we do not believe in making forecasts, instead commenting on cross currents influencing the markets. As usual, our goal is to look at recent market results, put them in perspective,… Read More »2017 Q3 Market Review: Markets Continue to Rise Despite Geopolitical Turmoil and Natural Disasters