Your financial success means our strategy is effective.
Kulig Financial provides three levels of service for investments:
Full service investment management – we design the portfolio, manage it and select investments
Portfolio Reviews – a one-time review of a portfolio with recommendations you implement.
We divide retirement planning into different parts:
Retirement readiness – do I have enough saved? If not, what do I need to do to get ready?
Social Security Planning – done as part of most retirement plans and incorporated into retirement readiness.
Income Withdrawal Planning – assuming I have enough resources to fund retirement, how do I best draw upon them in a tax-smart way to create income in retirement?
We can provide referrals for clients in the areas of tax planning, estate planning and insurance and help coordinate these facets of planning so that they work together.
Background
Kulig Financial Advisors began offering services to individuals in 2012. Our clients are located mainly in Massachusetts and Connecticut, but we have done virtual assignments with people from across the country.
Nola Kulig is the lead advisor, and she is backed by the resources of Garrett Investment Advisors, LLC. For more on Nola, please see her bio. For more on Garrett Investment Advisors, please see https://garrettinvestmentadvisors.com.
Why Choose Us
Kulig Financial is one of the few fee-only advisors in its local area operating as a fiduciary. We believe that professional and objective financial advice is something everyone needs without commission sales. We are not part of a large brokerage firm or mutual fund organization, but are instead a local office of an independent financial planning firm. Not only can you expect independent advice and a high level of expertise, but you will also receive individualized attention. You have worked hard to accumulate your savings and deserve this level of competence and tailored advice.