Your Financial Goals May Include:

Create and preserve wealth
Reduce financial risk
Retirement planning
Ensure retirement income
Investment selections
Portfolio management

Are you are looking for independent, objective financial planning and advice?

Kulig Financial Advisors is a Fee-Only financial planning office located in Longmeadow, Massachusetts.

Services

Investment Management

Kulig Financial provides three levels of service for investments:

Full service investment management – we design the portfolio, manage it and select investments

Investment retainers – we advise, you implement on an ongoing basis

Portfolio Reviews – a one-time review of a portfolio with recommendations you implement.

Retirement Planning

We divide retirement planning into different parts:

Retirement readiness – do I have enough saved? If not, what do I need to do to get ready?

Social Security Planning – done as part of most retirement plans and incorporated into retirement readiness.

Income Withdrawal Planning – assuming I have enough resources to fund retirement, how do I best draw upon them in a tax-smart way to create income in retirement?

Additional Resources

We can provide referrals for clients in the areas of tax planning, estate planning and insurance and help coordinate these facets of planning so that they work together.
Learn More About Our Services

About

Background

Kulig Financial Advisors began offering services to individuals in 2012. Our clients are located mainly in Massachusetts and Connecticut, but we have done virtual assignments with people from across the country.

Nola Kulig is the lead advisor, and she is backed by the resources of Garrett Investment Advisors, LLC. For more on Nola, please see her bio. For more on Garrett Investment Advisors, please see https://garrettinvestmentadvisors.com.

Why Choose Us

Kulig Financial is one of the few fee-only advisors in its local area operating as a fiduciary. We believe that professional and objective financial advice is something everyone needs without commission sales. We are not part of a large brokerage firm or mutual fund organization, but are instead a local office of an independent financial planning firm. Not only can you expect independent advice and a high level of expertise, but you will also receive individualized attention. You have worked hard to accumulate your savings and deserve this level of competence and tailored advice.

Latest news

Good Viewing as We Approach the Election

This timely video came to me courtesy of Dimensional Fund Advisors. This is great to look at as we approach one of the more contentious elections in recent US history: […]

Kulig Financial Perspectives April 2020

This issue covers: Recap of the First Quarter’s Market Events Economic Repercussions Road to Recovery Portfolio Impact Financial Actions to Take Social Distance Yourself from Covid-19 Scams How to Spend […]

Next Avenue Quotes Nola Kulig on Helping Aging Parents with Finances

We were pleased to recently be quoted on a topic impacting so many families today, which is helping parents with finances as they age. I’ve shared thoughts in newsletters and […]

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